Opt-Out/Waiver

If you are GRU please contact OHSU Benefits Department for information on how to opt out of coverage.

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

DOMESTIC STUDENT WAIVER REQUIREMENTS:

• The plan is effective on or before the start of the term.
• The plan has in-patient hospital coverage at a minimum of 80%
• The plan has prescription drug coverage.
• The plan has a deductible of $2,500 or less.
• The plan has no annual plan maximum.
• The plan has in-patient and out-patient mental health benefits.
• Plan meets Silver, Gold or Platinum coverage value per the Affordable Care Act.

*Enrollment in OHP will meet the medical plan criteria listed above. 

INTERNATIONAL MEDICAL STUDENT WAIVER REQUIREMENTS:

• Coverage is in effect on the first day of the term.
• Plan provides both local and national coverage.
• Plan provides inpatient and outpatient mental health benefits.
• Plan provides a minimum of 80% coverage for inpatient hospitalizations. 
• Plan provides coverage for medical evacuation and repatriation.
• Plan does not have pre-existing condition exclusions.
• Plan does not have coverage minimums or maximums (i.e., maximum benefit payment per incident).
• Plan includes pharmacy benefits (not a pharmacy discount program).
• Plan meets Silver, Gold or Platinum coverage value per the Affordable Care Act.